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Chapter 2
- § 2.1 Scope of Chapter
- § 2.2 Consumer Debts
- § 2.11 Who Is a Debt Collector?
- § 2.12 Other Definitions
- § 2.13 Notice to Debtor and Request for Validation
- § 2.14 “Mini-Miranda” Notice
- § 2.15 Prohibited Practices: Contact with Consumers and Others
- § 2.16 Prohibited Practices: Misrepresentations
- § 2.17 Prohibited Practices: Handling Funds
- § 2.18 Bringing Collection Suit in Court of Improper Venue
- § 2.19 Bona Fide Error Defense
- § 2.20 Remedies and Penalties
- § 2.31 Scope
- § 2.32 Required Conduct
- § 2.33 Prohibited Practices
- § 2.34 Requirement of Actual Damages
- § 2.35 Defense—Bona Fide Error
- § 2.36 Remedies and Penalties
- § 2.41 Interest Defined
- § 2.42 Charges Other Than Contractual Interest
- § 2.43 Methods of Computing Interest
- § 2.44 Interest Rates
- § 2.45 Interest Rate Ceilings
- § 2.46 Time-Price Differential
- § 2.51 Elements of Usury
- § 2.52 Actions Constituting Usury
- § 2.53 Agent’s Liability for Usury
- § 2.54 Guarantors and Usury
- § 2.55 Discounted Debt
- § 2.56 Penalties
- § 2.57 Notice by Obligor
- § 2.58 Spreading
- § 2.59 Usury Savings Clause
- § 2.60 Curing Usury
- § 2.61 Defenses
- § 2.62 Statute of Limitation
- § 2.63 Common-Law Usury
- § 2.71 Truth in Lending Act and Regulation Z
- § 2.72 Defenses to Liability
- § 2.73 Interaction of State and Federal Disclosure Laws
- § 2.74 Resolution of Billing Errors (Fair Credit Billing Act)
- § 2.75 No Holder-in-Due-Course Rule for Credit Card Purchases
- § 2.76 FTC Holder-in-Due-Course Rule
- § 2.77 Consumer Lease Disclosures
- § 2.78 Servicemembers Civil Relief Act
- § 2.79 Fair Credit Reporting Act
- § 2.81 Consumer Credit Laws Generally
- § 2.82 Commonly Encountered Violations
- § 2.83 Open-End Accounts
- § 2.84 Consumer Loans (Texas Finance Code Chapter 342)
- § 2.85 Revolving Credit Accounts
- § 2.86 Retail Installment Sales
- § 2.87 Retail Charge Agreements
- § 2.88 Motor Vehicle Installment Sales
- § 2.89 Liability for Violation of Subtitle B (Former Consumer Credit Code)
- § 2.90 Defenses to and Limitations of Liability for Violation of Subtitle B (Former Consumer Credit Code)
- § 2.101 Variable Rate Transactions
- § 2.102 Credit Card Transactions
- § 2.103 Loans for Business, Commercial, or Investment Purposes
- § 2.104 Loans to Corporation—Rules Governing Interest
- § 2.105 Commercial Loans
- § 2.106 Qualified Commercial Loans ($3 Million or More)
- § 2.107 Interest on Negotiable Instruments Provided for, but Rate Not Ascertainable
- § 2.108 Home Solicitation Transactions
- § 2.109 Business Opportunity Act
- § 2.111 Acceleration
- § 2.112 Holder in Due Course
- § 2.121 Chapter 9 Generally
- § 2.122 Subchapter F “Default”