This sample form is promulgated by the Consumer Financial Protection Bureau to comply with the requirements of Regulation F. The practitioner should consider adding the date the notice is sent to the back of the notice. While compliance with completing this notice in accordance with Regulation F may serve as a safe harbor for alleged violations of Regulation F in the contents of this notice, some federal courts have indicated that failure to provide the date the notice is sent could be a violation of the Fair Debt Collection Practices Act.
See sections 2.14:1 through 2.14:4 in this chapter for information on selecting the itemization date, calculating the response date, and completing the model validation notice.
Model Validation Notice
